Renovation loan offers in minutes.
Get pre-approved home renovation loan offers from over 15 Aussie lenders with no hidden fees.
This won’t affect your credit score
.png)
.webp)
-min-min.webp)
See why over 350,000 Aussies trust Driva
to find their best rate
A refreshing experience
Mark Orson: I recently financed the purchase of a car through Driva. The great thing about Driva is that they have a number of lending partners to choose from and the options and interest rates for comparison are very transparent.
1 day ago
Just when I was about to give up
Melissa Baker Just when I was about to give up, I reached out to Driva. They have been amazing, they didn't quit until I had approval and they found me the best rate I could have wished for.
5 days ago
Superb, quality service!! 🌟🌟🌟🌟🌟
Sarah P: Excellent service! Super fast response for approval! Will definitely mention to friends and family and use again in the future! Thank you!!
5 days ago
Matt was fantastic
Stephen Powell: Matt was fantastic. It didn't matter that the parameters for the finance kept changing throughout my car search. Driva team comms were clear, concise and they exhibited a professionalism that was accomodating and friendly.
5 days ago
Quick and easy to deal with
Mario Leodra: Thank you Harry and Shaz for their kind assistance to make the transaction easy and pleasant from day 1 to settlement.
3 days ago
A refreshing experience
Mark Orson: I recently financed the purchase of a car through Driva. The great thing about Driva is that they have a number of lending partners to choose from and the options and interest rates for comparison are very transparent.
1 day ago
Just when I was about to give up
Melissa Baker Just when I was about to give up, I reached out to Driva. They have been amazing, they didn't quit until I had approval and they found me the best rate I could have wished for.
5 days ago
Superb, quality service!! 🌟🌟🌟🌟🌟
Sarah P: Excellent service! Super fast response for approval! Will definitely mention to friends and family and use again in the future! Thank you!!
5 days ago
Matt was fantastic
Stephen Powell: Matt was fantastic. It didn't matter that the parameters for the finance kept changing throughout my car search. Driva team comms were clear, concise and they exhibited a professionalism that was accomodating and friendly.
5 days ago
Quick and easy to deal with
Mario Leodra: Thank you Harry and Shaz for their kind assistance to make the transaction easy and pleasant from day 1 to settlement.
3 days ago
REFRESHINGLY GOOD SERVICE!
Wayne: I always felt like Driva was working with me to try and get me the loan I was after and this made the whole process virtually stress free.
8 days ago
Real people, wanting the best for you
Brendan Murray: Being new to applying for a loan, things seemed a little daunting at first. I wasn't sure what I was in for. I was very lucky enough to have the helping hands of Shaz & Andrew from Driva, to guide me through a very smooth process in attaining a car loan.
5 days ago
From start to settlement - the best lending experience I have every had
Sharon Harris: From the very beginning, every person I dealt with at Driva was fantastic. They are extremely knowledgeable, and provided me with some amazing rate quotes and lender options.
10 days ago
Highly Recommend Driva to anyone
Tony Woodward: The process was simple and easy with a great selection of vendors, you are always kept update with your loan progress, once pre approved Driva follows up with phone call with fantastic phone manners to finalise your application.
9 days ago
DRIVA NAILED IT
Raymond Youngman: We found Driva by accident and applied to finance our new car from them . Literally the best decision we ever made.
7 days ago
REFRESHINGLY GOOD SERVICE!
Wayne: I always felt like Driva was working with me to try and get me the loan I was after and this made the whole process virtually stress free.
8 days ago
Real people, wanting the best for you
Brendan Murray: Being new to applying for a loan, things seemed a little daunting at first. I wasn't sure what I was in for. I was very lucky enough to have the helping hands of Shaz & Andrew from Driva, to guide me through a very smooth process in attaining a car loan.
5 days ago
From start to settlement - the best lending experience I have every had
Sharon Harris: From the very beginning, every person I dealt with at Driva was fantastic. They are extremely knowledgeable, and provided me with some amazing rate quotes and lender options.
10 days ago
Highly Recommend Driva to anyone
Tony Woodward: The process was simple and easy with a great selection of vendors, you are always kept update with your loan progress, once pre approved Driva follows up with phone call with fantastic phone manners to finalise your application.
9 days ago
DRIVA NAILED IT
Raymond Youngman: We found Driva by accident and applied to finance our new car from them . Literally the best decision we ever made.
7 days ago
A refreshing experience
Mark Orson: I recently financed the purchase of a car through Driva. The great thing about Driva is that they have a number of lending partners to choose from and the options and interest rates for comparison are very transparent.
1 day ago
Just when I was about to give up
Melissa Baker Just when I was about to give up, I reached out to Driva. They have been amazing, they didn't quit until I had approval and they found me the best rate I could have wished for.
5 days ago
Superb, quality service!! 🌟🌟🌟🌟🌟
Sarah P: Excellent service! Super fast response for approval! Will definitely mention to friends and family and use again in the future! Thank you!!
5 days ago
Matt was fantastic
Stephen Powell: Matt was fantastic. It didn't matter that the parameters for the finance kept changing throughout my car search. Driva team comms were clear, concise and they exhibited a professionalism that was accomodating and friendly.
5 days ago
Quick and easy to deal with
Mario Leodra: Thank you Harry and Shaz for their kind assistance to make the transaction easy and pleasant from day 1 to settlement.
3 days ago
REFRESHINGLY GOOD SERVICE!
Wayne: I always felt like Driva was working with me to try and get me the loan I was after and this made the whole process virtually stress free.
8 days ago
Real people, wanting the best for you
Brendan Murray: Being new to applying for a loan, things seemed a little daunting at first. I wasn't sure what I was in for. I was very lucky enough to have the helping hands of Shaz & Andrew from Driva, to guide me through a very smooth process in attaining a car loan.
5 days ago
From start to settlement - the best lending experience I have every had
Sharon Harris: From the very beginning, every person I dealt with at Driva was fantastic. They are extremely knowledgeable, and provided me with some amazing rate quotes and lender options.
10 days ago
Highly Recommend Driva to anyone
Tony Woodward: The process was simple and easy with a great selection of vendors, you are always kept update with your loan progress, once pre approved Driva follows up with phone call with fantastic phone manners to finalise your application.
9 days ago
DRIVA NAILED IT
Raymond Youngman: We found Driva by accident and applied to finance our new car from them . Literally the best decision we ever made.
7 days ago
A refreshing experience
Mark Orson: I recently financed the purchase of a car through Driva. The great thing about Driva is that they have a number of lending partners to choose from and the options and interest rates for comparison are very transparent.
1 day ago
Just when I was about to give up
Melissa Baker Just when I was about to give up, I reached out to Driva. They have been amazing, they didn't quit until I had approval and they found me the best rate I could have wished for.
5 days ago
Superb, quality service!! 🌟🌟🌟🌟🌟
Sarah P: Excellent service! Super fast response for approval! Will definitely mention to friends and family and use again in the future! Thank you!!
5 days ago
Matt was fantastic
Stephen Powell: Matt was fantastic. It didn't matter that the parameters for the finance kept changing throughout my car search. Driva team comms were clear, concise and they exhibited a professionalism that was accomodating and friendly.
5 days ago
Quick and easy to deal with
Mario Leodra: Thank you Harry and Shaz for their kind assistance to make the transaction easy and pleasant from day 1 to settlement.
3 days ago
REFRESHINGLY GOOD SERVICE!
Wayne: I always felt like Driva was working with me to try and get me the loan I was after and this made the whole process virtually stress free.
8 days ago
Real people, wanting the best for you
Brendan Murray: Being new to applying for a loan, things seemed a little daunting at first. I wasn't sure what I was in for. I was very lucky enough to have the helping hands of Shaz & Andrew from Driva, to guide me through a very smooth process in attaining a car loan.
5 days ago
From start to settlement - the best lending experience I have every had
Sharon Harris: From the very beginning, every person I dealt with at Driva was fantastic. They are extremely knowledgeable, and provided me with some amazing rate quotes and lender options.
10 days ago
Highly Recommend Driva to anyone
Tony Woodward: The process was simple and easy with a great selection of vendors, you are always kept update with your loan progress, once pre approved Driva follows up with phone call with fantastic phone manners to finalise your application.
9 days ago
DRIVA NAILED IT
Raymond Youngman: We found Driva by accident and applied to finance our new car from them . Literally the best decision we ever made.
7 days ago
You've read what our customers have said, now it's your turn!
We match and compare multiple lending options
Here are a few of our approved lender partners
Find your best deal in 3 easy steps
Skip the endless hours of shopping around
1.
Choose your loan
We match your unique profile to the best pre-qualified rates. Choose your preferred lender, with 100% rate and fee transparency.
%20(1).png)
2.
We do the checks
Your online application gets checked against 1,000+ lender policies before it's shared with a lender to protect your credit score.
3.
Loan approved!
The fun part. Review final loan documents and receive funds in your account!
Home improvement finance, without the hidden fees!
This won't affect your credit score
Why we built Driva?
We were tired of the time-consuming and anxiety-filled experience of getting a loan.
Traditional finance
Driva
Personalised rates
No hidden fees
Protects your credit score
100% online with limited paperwork
No pushy phone calls
Same day approvals
Have a question?
What is a renovation loan?
A renovation loan is an unsecured loan that is used for the purpose of remodelling or rebuilding your home. Home renovation loans are a very flexible form of finance, so you can spend the disbursed funds on just about any home improvements from kitchen expansions to bathroom remodelling.
Does my credit score impact my rates?
When lenders are assessing and pricing your loan, one of the key factors they’ll often consider is your credit score. If you’ve got a reasonably high credit score, you’ll be eligible for a lower interest rate - and if you don’t have the best score, you’ll likely end up paying a higher rate.
What repayment options do lenders offer?
Most of our lenders let you choose either a 3, 5 or 7 year term which you can repay in monthly, fortnightly or weekly instalments.
Can I pay for renovations with my existing home loan?
Typically, you can only pay for renovations by refinancing or topping up an existing home loan for a larger amount so that these additional funds can be used for home improvements. Alternatively, if your bank allows you to redraw additional payments you’ve been making on your home loan, you may be able to use these extra funds to cover renovation costs. This can be a tedious process however, and many lenders charge a fee for doing so.
Topping up your home loan typically costs less than taking out another type of loan, as secured loans generally have lower interest rates than credit cards or personal loans. However, keep in mind that this will increase your existing loan repayments.
An unsecured loan could still be a good option for you however, depending on monthly fees and the interest rate charged by the lender.