Estimate your novated lease savings

Lower your taxable income & drive down expenses from our partnership with Employment Hero

Calculate your savings

All fees included -
no hidden charges

We protect your
credit score

Pre-qualified rates
matched to you

Diverse panel of
over 30 lenders

$100/week*
BYD Dolphin
$163/week*
Polestar  2
$173/week*
Tesla Y

Can be 10-15% 
cheaper than paying cash for your EV*

*Savings from reduced income tax payable and GST credits available for leases. Includes all interest and lease costs. Based on $150k salary, 3 year loan term, 8.34% interest rate & $75k vehicle price.

Calculate your savings
 13% cheaper 
$66,068
Novated
lease
$75,000
Cash
‍
$85,000
Regular
loan

How a novated lease works in 3 easy steps

Personalised savings estimate

Use our calculator to immediately find out what you could save

Complete your application

Provide some supporting information with the help of our novated experts to get you approved

Finalise package

We'll help you set up the perfect package tailored to your needs

Calculate your savings

Over 1,000,000 people trust Driva to find their best rate

Calculate your savings
A refreshing experience
Mark Orson: I recently financed the purchase of a car through Driva. The great thing about Driva is that they have a number of lending partners to choose from and the options and interest rates for comparison are very transparent.
1 day ago
Just when I was about to give up
Melissa Baker Just when I was about to give up, I reached out to Driva. They have been amazing, they didn't quit until I had approval and they found me the best rate I could have wished for.
6 days ago
Superb, quality service!! 🌟🌟🌟🌟🌟
Sarah P: Excellent service! Super fast response for approval! Will definitely mention to friends and family and use again in the future! Thank you!!
5 days ago
Matt was fantastic
Stephen Powell: Matt was fantastic. It didn't matter that the parameters for the finance kept changing throughout my car search. Driva team comms were clear, concise and they exhibited a professionalism that was accomodating and friendly.
5 days ago
Quick and easy to deal with
Mario Leodra: Thank you Harry and Shaz for their kind assistance to make the transaction easy and pleasant from day 1 to settlement.
3 days ago
A refreshing experience
Mark Orson: I recently financed the purchase of a car through Driva. The great thing about Driva is that they have a number of lending partners to choose from and the options and interest rates for comparison are very transparent.
1 day ago
Just when I was about to give up
Melissa Baker Just when I was about to give up, I reached out to Driva. They have been amazing, they didn't quit until I had approval and they found me the best rate I could have wished for.
5 days ago
Superb, quality service!! 🌟🌟🌟🌟🌟
Sarah P: Excellent service! Super fast response for approval! Will definitely mention to friends and family and use again in the future! Thank you!!
5 days ago
Matt was fantastic
Stephen Powell: Matt was fantastic. It didn't matter that the parameters for the finance kept changing throughout my car search. Driva team comms were clear, concise and they exhibited a professionalism that was accomodating and friendly.
5 days ago
Quick and easy to deal with
Mario Leodra: Thank you Harry and Shaz for their kind assistance to make the transaction easy and pleasant from day 1 to settlement.
3 days ago
REFRESHINGLY GOOD SERVICE!
Wayne: I always felt like Driva was working with me to try and get me the loan I was after and this made the whole process virtually stress free.
8 days ago
Real people, wanting the best for you
Brendan Murray: Being new to applying for a loan, things seemed a little daunting at first. I wasn't sure what I was in for. I was very lucky enough to have the helping hands of Shaz & Andrew from Driva, to guide me through a very smooth process in attaining a car loan.
7 days ago
From start to settlement - the best lending experience I have every had
Sharon Harris: From the very beginning, every person I dealt with at Driva was fantastic. They are extremely knowledgeable, and provided me with some amazing rate quotes and lender options.
10 days ago
Highly Recommend Driva to anyone
Tony Woodward: The process was simple and easy with a great selection of vendors, you are always kept update with your loan progress, once pre approved Driva follows up with phone call with fantastic phone manners to finalise your application.
9 days ago
DRIVA NAILED IT
Raymond Youngman: We found Driva by accident and applied to finance our new car from them . Literally the best decision we ever made.
7 days ago
REFRESHINGLY GOOD SERVICE!
Wayne: I always felt like Driva was working with me to try and get me the loan I was after and this made the whole process virtually stress free.
8 days ago
Real people, wanting the best for you
Brendan Murray: Being new to applying for a loan, things seemed a little daunting at first. I wasn't sure what I was in for. I was very lucky enough to have the helping hands of Shaz & Andrew from Driva, to guide me through a very smooth process in attaining a car loan.
5 days ago
From start to settlement - the best lending experience I have every had
Sharon Harris: From the very beginning, every person I dealt with at Driva was fantastic. They are extremely knowledgeable, and provided me with some amazing rate quotes and lender options.
10 days ago
Highly Recommend Driva to anyone
Tony Woodward: The process was simple and easy with a great selection of vendors, you are always kept update with your loan progress, once pre approved Driva follows up with phone call with fantastic phone manners to finalise your application.
9 days ago
DRIVA NAILED IT
Raymond Youngman: We found Driva by accident and applied to finance our new car from them . Literally the best decision we ever made.
7 days ago
A refreshing experience
Mark Orson: I recently financed the purchase of a car through Driva. The great thing about Driva is that they have a number of lending partners to choose from and the options and interest rates for comparison are very transparent.
1 day ago
Just when I was about to give up
Melissa Baker Just when I was about to give up, I reached out to Driva. They have been amazing, they didn't quit until I had approval and they found me the best rate I could have wished for.
5 days ago
Superb, quality service!! 🌟🌟🌟🌟🌟
Sarah P: Excellent service! Super fast response for approval! Will definitely mention to friends and family and use again in the future! Thank you!!
5 days ago
Matt was fantastic
Stephen Powell: Matt was fantastic. It didn't matter that the parameters for the finance kept changing throughout my car search. Driva team comms were clear, concise and they exhibited a professionalism that was accomodating and friendly.
5 days ago
Quick and easy to deal with
Mario Leodra: Thank you Harry and Shaz for their kind assistance to make the transaction easy and pleasant from day 1 to settlement.
3 days ago
REFRESHINGLY GOOD SERVICE!
Wayne: I always felt like Driva was working with me to try and get me the loan I was after and this made the whole process virtually stress free.
8 days ago
Real people, wanting the best for you
Brendan Murray: Being new to applying for a loan, things seemed a little daunting at first. I wasn't sure what I was in for. I was very lucky enough to have the helping hands of Shaz & Andrew from Driva, to guide me through a very smooth process in attaining a car loan.
5 days ago
From start to settlement - the best lending experience I have every had
Sharon Harris: From the very beginning, every person I dealt with at Driva was fantastic. They are extremely knowledgeable, and provided me with some amazing rate quotes and lender options.
10 days ago
Highly Recommend Driva to anyone
Tony Woodward: The process was simple and easy with a great selection of vendors, you are always kept update with your loan progress, once pre approved Driva follows up with phone call with fantastic phone manners to finalise your application.
9 days ago
DRIVA NAILED IT
Raymond Youngman: We found Driva by accident and applied to finance our new car from them . Literally the best decision we ever made.
7 days ago
A refreshing experience
Mark Orson: I recently financed the purchase of a car through Driva. The great thing about Driva is that they have a number of lending partners to choose from and the options and interest rates for comparison are very transparent.
1 day ago
Just when I was about to give up
Melissa Baker Just when I was about to give up, I reached out to Driva. They have been amazing, they didn't quit until I had approval and they found me the best rate I could have wished for.
5 days ago
Superb, quality service!! 🌟🌟🌟🌟🌟
Sarah P: Excellent service! Super fast response for approval! Will definitely mention to friends and family and use again in the future! Thank you!!
5 days ago
Matt was fantastic
Stephen Powell: Matt was fantastic. It didn't matter that the parameters for the finance kept changing throughout my car search. Driva team comms were clear, concise and they exhibited a professionalism that was accomodating and friendly.
5 days ago
Quick and easy to deal with
Mario Leodra: Thank you Harry and Shaz for their kind assistance to make the transaction easy and pleasant from day 1 to settlement.
3 days ago
REFRESHINGLY GOOD SERVICE!
Wayne: I always felt like Driva was working with me to try and get me the loan I was after and this made the whole process virtually stress free.
8 days ago
Real people, wanting the best for you
Brendan Murray: Being new to applying for a loan, things seemed a little daunting at first. I wasn't sure what I was in for. I was very lucky enough to have the helping hands of Shaz & Andrew from Driva, to guide me through a very smooth process in attaining a car loan.
5 days ago
From start to settlement - the best lending experience I have every had
Sharon Harris: From the very beginning, every person I dealt with at Driva was fantastic. They are extremely knowledgeable, and provided me with some amazing rate quotes and lender options.
10 days ago
Highly Recommend Driva to anyone
Tony Woodward: The process was simple and easy with a great selection of vendors, you are always kept update with your loan progress, once pre approved Driva follows up with phone call with fantastic phone manners to finalise your application.
9 days ago
DRIVA NAILED IT
Raymond Youngman: We found Driva by accident and applied to finance our new car from them . Literally the best decision we ever made.
7 days ago

Employer?
See how you can retain more staff with novated leasing

Effortless onboarding

Streamlined process takes all the heavy lifting out of your HR set-up, with our team guiding you through the setup process in minutes

Seemless intergration

Bundling all vehicle expenses—including financing, fuel/charging, maintenance, and insurance—into a single pre-tax payment

Dedicated support for your staff

Our novated leasing experts handle all the details, providing support for both your employees and your HR team

Have a question?

How does a novated lease work?

A novated lease is an arrangement between you, your employer and a leasing company where your employer uses your gross salary (before tax is deducted) to pay the leasing company for a car you use privately.

Calculate your savings

What is Driva?

Driva’s mission is to help you navigate existing lenders in the market and obtain finance for new or used vehicles.

There’s already so many finance lenders out there, we thought adding another name to the list wouldn’t help. This means we don’t have any incentive to steer you down the wrong path.

We take the hard work out of the online application process from start to finish providing a seamless and hassle free experience. We’re 100% transparent, so there are no hidden surprises and provide you with personalised rates based on your profile. This means no last minute rate changes just before you sign the contract, so you can get the best deal possible for your dream car.

Calculate your savings

What should I do if I need help using the novated lease calculator?

If you need assistance with our novated lease calculator or have any questions, please don't hesitate to contact Driva for support. You can reach us by phone at 1300 755 494 or via email at contact@driva.com.au. Our team is here to help ensure you have all the information you need!

Calculate your savings

How does a novated lease affect my income tax?

Repayments are pre-tax, lowering your taxable income. For electric vehicles, tax savings are even greater due to FBT exemption.

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Can novated leases be transferred if I change jobs?

Yes, novated leases are transferable. Lease obligations can follow you to a new employer or attach to your new job.

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What are the benefits of a novated lease?

There are many benefits of financing your new vehicle purchase with a novated lease including:
‍
- Tax advantages
- The choice of a new or used vehicle
- Running costs such as services, fuel and registration can be included
- Save money with an exemption of paying Fringe Benefits Tax (FBT) on eligible EVs financed under a novated lease
- Budget convenience

Calculate your savings

What is the 'Electric Car Discount' policy?

The Labor Government launched its first ever electric vehicle strategy in September 2022, and in November 2022, the Treasury Laws Amendment (Electric Car Discount) Bill passed through the Federal Parliament, which will provide up to $2000 off the purchase price of battery-electric and plug-in hybrid vehicles (PHEV), as well as Fringe Benefits Tax (FBT) exemptions for fleets and novated leases.
‍
The Government will apply the exemption retrospectively to eligible cars first used on or after July 1, 2022.

‍
PHEVs will initially be covered, but the offer will expire on April 1, 2025.

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