You can apply for a loan through Driva in just minutes. First start a free quote and get your personalised rates from multiple lenders without any impact on your credit score. Once you've chosen your preferred lender, we'll just need a few extra documents and you can complete a loan application (all completely online!). Once approved, the funds can be in your bank account on the same day.

If you leave your job during the lease, the novated lease agreement with your employer ends. From that point, you’ll need to handle the finance payments directly with the financier and cover any running costs yourself.

If you're starting a new job, the good news is you can usually transfer your lease over to your new employer. Just give us a call before you resign — we’ll explain your options and help with the transition.

Most of the time, you won’t need to worry about making changes — we keep an eye on your budgets to make sure everything is tracking well.

That said, we generally don’t recommend making changes during the first 12 months of your lease. This period helps us get an accurate picture of your actual usage so we can fine-tune your budgets later if needed.

If your driving habits change significantly (e.g. you're doing way more or fewer kilometres than expected), we’ll reach out to discuss a possible adjustment.

If you're building up a surplus, we can reduce your deductions. And if you're spending more than expected, we’ll help you increase your budgets so you’re always covered.

1. ATO Method (Cents per Kilometre)

There are two main ways to claim EV charging:

• Claim 4.2 cents per kilometre for home charging.
• This can only be claimed once per FBT year, and you’ll need to provide odometer readings or logbook data.

2. Paid Charging Stations

• If you use a public charger, upload a tax invoice and proof of payment (like a receipt or bank transaction).
• We’ll reimburse you the exact amount from your lease budget.

Other Running Costs

You can also claim:

• Fuel (for non-EVs)
• Tyres
• Servicing and maintenance
• Roadside assistance
• Registration and CTP

Just upload the invoice and proof of payment to get reimbursed.

Please note: We can only approve reimbursements if there are enough surplus funds available in your lease budget at the time of the claim.

• Optional accessories or modifications added after delivery (like extra charging cables or aftermarket items, window tint, towbar, roof racks etc)
• Home charging equipment (e.g. wall-mounted chargers)
• Tolls, fines, or personal travel costs that aren’t part of your lease budget

Some items fall outside of what can be packaged through your lease. These include:

If you choose to include a Vero insurance policy with your lease, you're all set, your budget covers it automatically and you don’t need to do anything.

If you’re using your own insurer:

• Monthly premiums can be claimed for reimbursement as long as they’re within your budget.
• If you’ve paid the full year upfront, you’ll need to wait until there’s enough surplus in your budget before we can reimburse you. This usually takes around 6 months, depending on your deductions and spending.

‍

Because the vehicle is registered in your name, you're responsible for making sure it's kept registered at all times.

You’ll usually receive a renewal notice from your state authority around 6 weeks before it’s due. Once you get it:

• Pay the renewal directly yourself.
• Then upload a copy of the rego notice and proof of payment (e.g. receipt or bank transaction) to claim reimbursement from your lease budget.

Just make sure you complete this before the due date — driving an unregistered vehicle can lead to fines and impact your insurance coverage.

As you approach the end of your lease, you’ve got a few solid options to consider. We’ll reach out ahead of time to walk you through the process, but here’s a quick overview of what your choices look like:

1. Trade In & Start a New Lease

If you’re ready for a change, you can trade in your current vehicle and start fresh with a brand new novated lease. We’ll help you coordinate everything so the handover is smooth.

2. Extend Your Current Lease

Love your car and want to keep it a bit longer? You might be able to extend your current lease, provided the following conditions are met:

• The extension term must be at least 12 months
• The car must not be older than 12 years at the end of the extended lease
• The car must not exceed 200,000 km on the odometer by the end of the lease
• The remaining finance amount must be over $5,000

• You won’t receive any of the tax or salary packaging benefits anymore
• You’ll need to manage and pay for all ongoing costs like rego, servicing, and insurance out of pocket

If it ticks all those boxes, we’ll create a new lease quote and update your budgets accordingly. Easy.

3. Payout the Car & Take Ownership

You can also choose to pay out the residual value and take full ownership of the vehicle. At that point, your novated lease ends, and the car is officially yours.

Just keep in mind:

‍