Know what it'll cost you before you start looking. Purchase with confidence.
Having a pre-approval shows sellers you’re ready to buy immediately, strengthening your position to negotiate better prices.
See the right car? Act immediately with confidence and skip the scramble for financing.
Compare different loan structures side-by-side and make an informed choice about what works best for your situation.
With a pre-approval in place, you'll spend less time filling out forms and waiting for approval, when it comes time to purchase.
A pre-approval lasting up to 90 days gives you the flexibility to compare multiple vehicles and find your best option on the market.
We match your unique profile to great pre-qualified rates. Choose your preferred lender, with 100% rate and fee transparency.
Your application gets pre-checked against 1,000+ lender policies before it's shared with a lender to protect your credit score.
Use your pre-approved loan and shop confidently for up to 90 days.
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We match your unique profile to great pre-qualified rates. Choose your preferred lender, with 100% rate and fee transparency.
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Your online application gets checked against 1,000+ lender policies before it's shared with a lender to protect your credit score.
Visit carsales with your pre-approved loan and shop confidently for up to 90 days.
You can apply for a loan through Driva in just minutes. First start a free quote and get your personalised rates from multiple lenders without any impact on your credit score. Once you've chosen your preferred lender, we'll just need a few extra documents and you can complete a loan application (all completely online!). Once approved, the funds can be in your bank account on the same day.
Each lender has their own minimum and maximum loan amounts which usually range between $2,000 to $150,000. Factors that determine how much you can borrow include your income, credit score, living situation and more.
When lenders are assessing and pricing your loan, one of the key factors they’ll often consider is your credit score. If you’ve got a reasonably high credit score, it's more likely that you’ll be eligible for a lower interest rate - and if you don’t have the best score, you’ll likely end up paying a higher rate.
Your credit score isn’t always the most important factor though. Some lenders will pay more attention to personal details like your income and living situation or the loan amount you’re looking for. Driva works with more than 40 lenders to help you have a better chance of finding a finance option that works for you.
Driva’s mission is to help you navigate existing lenders in the market and obtain finance for new or used vehicles.
There’s already so many finance lenders out there, we thought adding another name to the list wouldn’t help. This means we don’t have any incentive to steer you down the wrong path.
We take the hard work out of the online application process from start to finish providing a seamless and hassle-free experience. We're 100% transparent, so there are no hidden surprises and provide you with personalised rates based on your profile. This means no last minute rate changes just before you sign the contract, so you can get a great deal possible for your dream car.
We work with over 40 different lenders to give you confidence that the finance options you’re seeing are a good fit for the vehicle you’re thinking about and your personal situation.
Not all car loan lenders were born equal, which means some have slower response times, bigger fees, worse support functions and higher rates than others, and they all have different lending criteria. But we’ve hand-picked those that we work with to support our vision of a seamless customer experience, an effortless online finance application process and the lowest rates.
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